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Boyerista

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We were used to our insurance representative coming around once a year to discuss our renewal options usually too late to make any changes and that would be the extent of our contact.

We feel well educated and up to date on all the new policies offered in the marketplace and most importantly to me has the information to me early enough that I can actually make a change if I feel I need to.

Buddy has provided us with a strategy focusing on our future insurance needs giving us an opportunity to plan and understand the direction we are going.

It is without reservation we highly recommend Buddy to your firm as he will do a great job! Buddy was highly recommended to us from all of our Board members who have known Buddy and his firm for years.

Buddy has consistently and timely informed and educated us on the cutting edge products and services and cost savings available in the ever-changing insurance market, and has serviced all of our insurance benefits with a personal touch.

Our employees constantly have questions and issues which arise and appreciate the ability to have access to a professional who responds promptly with great sensitivity to each of their needs.

They are our advocate to the entire insurance industry when it comes to employee benefits, and it is without hesitation that I highly recommend Buddy to your company as a core business strategy.

Buddy and his company are well known to our Board and employees. Our Coroporate Office know that if there is any new information on services or benefits Buddy is usually on the phone to us before we may even know about the changes.

He works endless hours on getting us the best prices for our products. Our employees know Buddy as a friend as well as a broker.

They know that if the yhave a question or a problem we can call Buddy and he will always be there to help them. Buddy is a true gentleman, friend and advocate for me as well as our agency.

These plans may be less expensive than traditional health insurance because they do not provide full coverage, and they do not cover pre-existing conditions.

Additionally, short-term health insurance plans do not contain the essential benefits required by the Affordable Care Act ACA. Please fill out the form below and will contact you to complete your quote request.

Name: required. Email Address: required. What type of insurance are you interested in? Additional Info:.

Many are unaware that for medical plans excluding Medicare international coverage is limited to life threatening emergency care ONLY.

Travel Insurance will help fill in the gap between your regular insurance and costs incurred, but not covered, for medical reasons when traveling outside the US.

Individual and family dental plans are relatively inexpensive, but can go a long way in promoting your overall health. Studies have shown that regular dental exams can not only optimize oral health to prevent cavities and bad breath, they also detect serious medical conditions such as heart disease and diabetes.

Dental plans can range from a PPO or HMO to Pre-Paid, Fee-for-Service, and Discount on a variety of diagnostic and preventative care services including cleanings, exams, x-rays, fillings, orthodontia for children, and emergency care while traveling.

Disability Insurance protects your ability to earn a living during your working years. In other words, it protects one of your most valuable assets.

During the time you are unable to work due to a qualifying disability illness or injury , the replacement of your regular income through a monthly benefit provided by disability insurance helps to maintain your pre-disability lifestyle.

Employers often provide standard short-term disability STD and long-term disability LTD insurance to meet federal guidelines. Individual disability income insurance can be customized to meet your needs and considers your occupation, age, income and other factors in determining your cost and monthly benefit payment amount.

What type of coverage is available? Thus, total benefits for a STD could last for anywhere from one month to two years, depending on the policy.

Once payments begin, they will continue far longer than STD. Thus, the total benefits for a LTD could last for a few years, up to age 65, or even for life.

They cover some, if not all, of the expenses that Part A and B do not cover, like co-pays, deductibles and other charges.

However, premiums can vary greatly among carriers. There are two basic types of life insurance: Term Life Term Life is easy and generally the most affordable type of life insurance.

It does not build cash or investment value and only covers you for a set period of time, provided you pay the monthly premium. Permanent Life Permanent Life Insurance provides life-long protection and a savings strategy for the future.

Whole life insurance also known as cash value builds up a tax-free cash value that may be borrowed against, if needed. Upon the death of the insured, the policy pays the death benefit to the named beneficiary, also tax free.

Please submit the following form and we will contact you soon. Name of Company:. Company Address:. Number of Eligible Employees:. What Group coverages are you interested in?

Leaders in Benefit Solutions. Cutting benefit costs in unique ways and helping employers meet the demanding challenges of today's constantly changing benefit landscape.

Learn More. Request Consult. Stop Shopping Carriers. For a plan that fits the needs of both you and your employees.

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Build a stronger benefits package, while giving your employees more options and more choices, at little or no cost to you. Our wellness initiatives promote healthcare consumerism, a sense of financial well-being, job fulfillment and more.

See how you can increase your bottom line, while enriching the lives of your employees. Because every family has different needs, we work hard to create a personal insurance program that provides the protection you need while still respecting your budget.

While we represent many top national carriers, we are not beholden to any one specific insurance company.

This allows us make sure you are getting the most competitive pricing without sacrificing quality of coverage. Our relationship does not end when you sign a policy, as we are your advocate through every claim, dispute or settlement.

We are your partner as your family and assets evolve over time. Travel health insurance covers medical costs not typically covered by regular insurance when traveling abroad.

We also provide supplemental insurance policies to individuals and Medicare recipients. Our consultants are integrity driven with decades of industry experience.

Many of them have held chair positions of well-known industry associations. They are careful to pay special attention to market trends to offer new and creative benefit solutions to our clients.

Through an on-line, password-protected web account, HR managers will reduce their overall risk exposure and keep their plans running smoothly with our easy to use HR compliance services that include:.

As confusing and frustrating as insurance is, they are so very helpful and make it easy to understand. Thank you to the staff at Boyce and Associates.

We not only appreciate and rely upon your expertise and guidance when it comes to making the right choices for our employee benefits, we also appreciate that you are with us every step of the way, from decision to implementation to education.

I cannot express enough how thankful we are that your staff is available and ready to assist our employees in any way.

You have taken what is normally a complicated, administrative laden, time consuming HR area, and made it easy. Buddy was highly recommended to us from one of our board members who had known Buddy and his firm for years.

Buddy has consistently informed and educated us on the cutting edge products and services available in the ever changing insurance market.

Our employees constantly have questions and issues which arise and the appreciate the ability to have access to a professional who responds to each of their needs promptly.

It is without hesitation that I highly recommend Buddy to your company for your medical insurance coverage.

We have worked with many brokers over the years and have never had the service Buddy has provided our firm over the past 5 years. We were used to our insurance representative coming around once a year to discuss our renewal options usually too late to make any changes and that would be the extent of our contact.

We feel well educated and up to date on all the new policies offered in the marketplace and most importantly to me has the information to me early enough that I can actually make a change if I feel I need to.

Buddy has provided us with a strategy focusing on our future insurance needs giving us an opportunity to plan and understand the direction we are going.

It is without reservation we highly recommend Buddy to your firm as he will do a great job! Buddy was highly recommended to us from all of our Board members who have known Buddy and his firm for years.

Buddy has consistently and timely informed and educated us on the cutting edge products and services and cost savings available in the ever-changing insurance market, and has serviced all of our insurance benefits with a personal touch.

Our employees constantly have questions and issues which arise and appreciate the ability to have access to a professional who responds promptly with great sensitivity to each of their needs.

They are our advocate to the entire insurance industry when it comes to employee benefits, and it is without hesitation that I highly recommend Buddy to your company as a core business strategy.

Buddy and his company are well known to our Board and employees. Our Coroporate Office know that if there is any new information on services or benefits Buddy is usually on the phone to us before we may even know about the changes.

He works endless hours on getting us the best prices for our products. Our employees know Buddy as a friend as well as a broker.

They know that if the yhave a question or a problem we can call Buddy and he will always be there to help them. Buddy is a true gentleman, friend and advocate for me as well as our agency.

These plans may be less expensive than traditional health insurance because they do not provide full coverage, and they do not cover pre-existing conditions.

Additionally, short-term health insurance plans do not contain the essential benefits required by the Affordable Care Act ACA.

Please fill out the form below and will contact you to complete your quote request. Name: required. Email Address: required. What type of insurance are you interested in?

Additional Info:. Many are unaware that for medical plans excluding Medicare international coverage is limited to life threatening emergency care ONLY.

Travel Insurance will help fill in the gap between your regular insurance and costs incurred, but not covered, for medical reasons when traveling outside the US.

Individual and family dental plans are relatively inexpensive, but can go a long way in promoting your overall health. Studies have shown that regular dental exams can not only optimize oral health to prevent cavities and bad breath, they also detect serious medical conditions such as heart disease and diabetes.

Dental plans can range from a PPO or HMO to Pre-Paid, Fee-for-Service, and Discount on a variety of diagnostic and preventative care services including cleanings, exams, x-rays, fillings, orthodontia for children, and emergency care while traveling.

Disability Insurance protects your ability to earn a living during your working years. In other words, it protects one of your most valuable assets.

During the time you are unable to work due to a qualifying disability illness or injury , the replacement of your regular income through a monthly benefit provided by disability insurance helps to maintain your pre-disability lifestyle.

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